Please read this Disclaimer carefully before using hsscalculator.com (“Site”) operated by HSS Calculator (“we,” “us,” or “our”). By accessing or using any calculator, page, or feature on the Site, you agree to this Disclaimer. If you do not agree, do not use the Site.
1. General Information Only
All content and tools on HSS Calculator are provided for general informational and educational purposes only. Results are generated from mathematical formulas and user-supplied inputs. They are estimates, not guarantees, and may not reflect real-world outcomes that depend on many additional factors.
2. Not Professional Advice
Nothing on this Site constitutes financial, investment, tax, legal, medical, health, or other professional advice. You should not rely on calculator output as the sole basis for important decisions. Always consult qualified professionals — such as licensed financial advisors, accountants, attorneys, or physicians — before making significant financial, legal, or health-related choices.
3. Financial Calculators
Loan, mortgage, and payment calculators use standard formulas and assume fixed interest rates and regular payments unless otherwise stated. Actual lender offers may include origination fees, points, adjustable rates, insurance, property taxes, HOA fees, and credit requirements that our tools do not model. Past performance or hypothetical payments do not predict future results. We are not a bank, broker, or lender.
4. Health Calculators
BMI and related health tools provide rough population-level categories. They do not diagnose disease, assess body composition (muscle vs. fat), or account for age, ethnicity, pregnancy, or athletic training. Do not use these tools for medical diagnosis or treatment. Seek advice from a healthcare provider for personal health concerns.
5. Accuracy and Errors
We test our calculators and backend logic, but errors in software, formulas, rounding, or data entry can occur. We do not warrant that the Site will be uninterrupted, error-free, or free of harmful components. You are responsible for verifying critical results independently.
6. No Warranty
THE SITE AND ALL TOOLS ARE PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.
7. Limitation of Liability
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, HSS CALCULATOR AND ITS OWNERS, OPERATORS, AND AFFILIATES SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS, DATA, OR GOODWILL, ARISING FROM YOUR USE OF OR INABILITY TO USE THE SITE, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. OUR TOTAL LIABILITY FOR ANY CLAIM RELATED TO THE SITE SHALL NOT EXCEED THE GREATER OF (A) THE AMOUNT YOU PAID US IN THE PAST TWELVE MONTHS (TYPICALLY ZERO FOR FREE USERS) OR (B) ONE HUNDRED U.S. DOLLARS (USD $100).
8. User Responsibility
You are solely responsible for the numbers you enter and how you interpret results. You agree to use the Site lawfully and not to abuse, scrape, overload, or attempt to compromise our systems.
9. Third-Party References
References to external sites (including other calculator websites) are for convenience only. We do not endorse third-party content and are not responsible for their accuracy or policies.
10. Jurisdiction
This Disclaimer is governed by applicable laws in the jurisdiction where HSS Calculator operates, without regard to conflict-of-law principles. Some regions do not allow certain liability exclusions; in those cases, our liability is limited to the fullest extent permitted by law.
11. Changes
We may revise this Disclaimer at any time. Updated versions will be posted on this page with a revised date. Your continued use of the Site constitutes acceptance of changes.
12. Contact
Questions about this Disclaimer: legal@hsscalculator.com or Contact Us.
Last updated: June 1, 2026